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First Time Home Buyers
Struggling to qualify for a mortgage with traditional banks? You’re not alone! This blog is your go-to resource for alternative mortgage solutions, helping first-time buyers secure financing despite credit challenges, self-employment, or low down payments. Explore expert tips, creative strategies, and real success stories to make homeownership a reality. 🏡✨


Loan-to-Income (LTI) Limit and Its Impact on Canadian Banks' Lending Policies
This article will delve into one of the major reasons why banks adopt stricter lending policies & how you navigate through it.
Khai Luu
Feb 12 min read
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Why Every Homebuyer Needs to have this before buying their first home!
What happens when unexpected expenses arise during or after the buying process? Are you financially prepared to handle them?
Khai Luu
Jan 182 min read
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Big Changes Coming for First-Time Homebuyers and Canadian Homebuyers: What You Need to Know
If you’re a first-time homebuyer or considering purchasing a home, exciting changes to Canada’s mortgage rules are on the horizon.
Khai Luu
Nov 16, 20243 min read
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Alberta Land Transfer and Mortgage Registration Fees Increase
The recent hike in land transfer and mortgage registration fees in Alberta has stirred a lot of conversation. What do these increases mean?
Khai Luu
Oct 13, 20242 min read
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The Home Buying Process Overview For First Time Home Buyers
The Home Buying Process Overview For First Time Home Buyers
Khai Luu
Sep 19, 20243 min read
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What Do the New Mortgage Rule Changes Mean for First-Time Home Buyers in Canada?
For first-time buyers in Canada, recent adjustments to the mortgage regulations promise both challenges and opportunities.
Khai Luu
Sep 19, 20242 min read
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Unconditional Offers in Real Estate – The pros and cons.
When diving into the world of real estate transactions, one encounters various strategies and approaches.
Khai Luu
Aug 29, 20242 min read
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Real Estate Title – What You Need To Know.
A Canadian real estate title refers to the legal right to ownership of a property.
Khai Luu
Aug 29, 20242 min read
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Joint tenancy vs tenancy-in-common in homeownership
Joint tenancy vs tenancy in common. It is typical for another individual, such as parents, spouse, siblings, or even friends, to help you co
Khai Luu
Aug 29, 20243 min read
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Seven Financial Preparation Tips For First Time Home Buyers
The thrilling adventure of homeownership awaits, but before you book that first showing, let’s prepare with some friendly and financial tips
Khai Luu
Aug 28, 20243 min read
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